All posts by Marjorie Kuhn

02Jun/20

The Three Pillars Of A Healthy Lifestyle

Healthy Lifestyle

As you may already know, the three pillars of a healthy lifestyle are food, physical exercise, and adequate rest. Of course, all this is linked to having a good state of health, although sometimes we forget that mental health is also of crucial importance in a healthy lifestyle.

The Diet

A Healthy diet is one that covers the vital needs of the human being without including foods that can be harmful to our body. Some tips for a balanced and healthy diet are:

  • Include five servings of fruits and vegetables (best if they are local and seasonal)
  • Eat blue fish twice a week
  • Restrict the consumption of red meat (veal) and choose to consume chicken, rabbit, or turkey instead.
  • Reduce animal protein by cereals and starches, which are rich in iron, calcium, folic acid, and vitamins.
  • Use olive oil sparingly
  • Opt for steaming, oven or griddle rather than frying with oil
  • Avoid pre-cooked food
  • Avoid ultra-processed foods

The Sport

Performing physical exercise is essential to contribute to the healthy lifestyle that we are referring to in the article. Exercising contributes, on the one hand, activating the circulation system to improve blood flow, blood pressure, and raising good cholesterol, making – as a general rule – lower the risks of cardiovascular problems. On the other hand, the venous circulation is also activated and favored, avoiding possible complications such as varicose veins, fluid retention, and more.

On the other hand, performing physical exercise favors improving flexibility and agility, maintaining muscle tone, and reducing tiredness and physical limitations in the future.

Rest

Another fundamental habit for a healthy lifestyle is rest, essential for the body to recover and recover the energy necessary to face the day today.

Sleeping for 7 or 8 hours is key to being 100%, and there are some tips that you can write down to promote adequate rest. Let’s go there!

    • Related to the previous point: do sports. But not at any time. The best hours to do it are first thing in the morning or first thing in the afternoon. Doing it at night before going to sleep will activate you and cause the opposite effect to that desired.
    • It has the mattress you need. The mattress is essential since it is where our body rests for a third of the day. Having one of quality and adapted to the needs of our body is key.
    • Follow a routine at bedtime: it doesn’t have to be at the same exact and fair time, but the more regularly you add to your schedules, the easier it will be to get adequate rest.
    • Avoid work and digital media from bed: social networks, mobile phones, television … and replace it with a good session of reading and/or relaxing music or meditation.
    • Avoid consuming caffeine or other stimulating beverages early in the afternoon.
    • Control of alcohol consumption during the day.
    • Avoid heavy dinners and do it at least 2 hours before going to bed.
  • Avoid drinking liquids at least one hour before going to bed in order not to have to get up at night to the bathroom.
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01Jun/20

Money Tips You Should Put Into Practice Before Turning 30

Money Tips

You may not think of your 20s as the right time to get serious about finances. After all, that is the time when you are starting your career, and you are probably not even earning close to the salary you will receive when you are a little older.

But, believe it or not, the 20s are the perfect time to start having smart money practices. If you are around this time, here are some financial tips that you will definitely want to follow.

Create a budget

Budgeting is an easy way to keep a close eye on what you spend and to make sure you are not overdoing it in any field. If you really want your finances to be on the right track, outline a budget and review it every few months to make sure it’s something you can actually adjust to. If not, you will need to reduce some expenses to avoid debt and not affect your savings efforts.

Build an emergency fund

No matter how much you earn, one of the most important financial decisions is to establish an emergency fund. You never know when you could lose your job, get sick, or be in a situation where you suddenly need money. Emergency savings can protect you from these and other unexpected conditions, so start focusing on the goal of accumulating enough money to cover your living expenses for three to six months.

Start saving for your retirement

Your emergency reserves should be above your retirement savings, says The Motley Fool. But, as soon as you have the first organized, it’s time to start saving money for the future. If your employer offers you the retirement plan known as 401 (k), be sure to join and contribute as much as you can. Especially since most companies that offer 401 (k) also offer incentives for those who are part of the plan. Don’t have a 401 (k) option? You can still save in an individual retirement account ( IRA ). And while you have a cap of $ 5,500 a year in contributions, that’s more than enough to start your savings mattress.

Pay expensive credit card debt

In addition to being one of the worst, credit card debt is generally the most expensive. Every time you have a red balance on your credit cards, you are offering to waste your money on interest. The same that, in some cases, can combine daily trapping you in an apparently endless cycle. So it’s worth it to get rid of that debt, either by reducing your monthly expenses to have more cash on hand or finding an alternate job to use that income to pay what you owe.

Pay off your student loans

Someone who took out a loan to go to college has to pay an average of $ 351 a month when they are in their 20s. And that amount is not exactly pocket money. So the faster you play, the more money you’ll have available for other things, like your retirement savings or a goal you set for yourself in the medium term. If you don’t have high credit card debt, focus on speeding up your student loan payment plan so you can pay it off faster.

Save for a house (or apartment)

Although not everyone dreams of having a home of their own, if that is part of your plans, you need to start saving as quickly as possible. Although some buy a home without having enough money to cover 20% of the initial payment, opting for this alternative will open the door to private mortgage insurance, and that will only increase your expenses.

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