All posts by Marjorie Kuhn

05Jun/20

These Tips Will Help You Sleep Better

Sleep Better

More and more people find it difficult to sleep, and the reasons ranges from increased stress to anxiety about unfinished projects, bad habits, or simply because the body doesn’t seem to want to sleep.

Beyond the origin, in this post, I will share some tips to help you sleep better.

Establish A Routine

Try to fall asleep and always get up at the same time so that your body gets used to this rhythm, and that nature can produce the hormones necessary for you to sleep soundly.

Nap Early

Taking a nap is very good, as long as you do it at least 3 hours before going to sleep at night, and that it does not exceed 20 minutes.

So if you get sleepy in the afternoon and still can’t go to sleep, try doing something else until it’s time. For example, you can read a book, arrange your room, call someone you had pending to speak, etc.

Turn Off All The Lights

Did you know that your body produces a natural hormone that helps you sleep? That hormone is called melatonin, and you can help its secretion very easily since it is regulated by the exposure you have to light.

The darker your room is at night, the better. If by watching a horror movie, you leave all the lights on, your melatonin will be low, and therefore it will cost you more to sleep.

Turn off all the lights and close the windows, in an extreme case, buy a sleeping mask, so at least you control that no light enters your eyelids.

Outside Mobile And Tv

Continuing to help the body produce sleep hormones, it is key that you stop using your mobile / notebook / TV at least two hours before going to bed since its light seriously affects the production of melatonin.

Consume Sun During The Day

Just as darkness helps you produce melatonin for deep sleep, it is also important that you enjoy time outdoors during the day and that you let sunlight into your home when you want to be awake. In this way, your body will synchronize with your sleep cycle much more easily.

Avoid Coffee In The Afternoon

Beyond that, you have so many things to do during the day, leave caffeine only in the morning. What caffeine does is inhibit the sensation of sleep; therefore, when your body wants to tell you that it wants or needs to sleep, coffee turns off that message.

If you are very sleepy in the afternoon, it is best to take a nap of 15 to 20 minutes.

Eat Better

In addition to avoiding late coffee, everything you do to make your body healthier will help you sleep better since resting is a natural process. Consume less sugar and processed foods, to avoid insulin spikes that deregulate your daily life and, on the other hand, to have better digestion.

Take A Deep Breath

Most of the time, not being able to sleep has to do with a level of anxiety that makes your mind stop for even a second. It’s like at night your head spirals, and you can’t relax to sleep.

The best thing you can do to remedy it is to meditate, and if you have never done it, just try to take a deep breath and pay attention to your breathing. With practice, you will see that many of the thoughts that visit you are not worth it to lose sleep.…

04Jun/20

How To Improve Your Financial Well-Being?

Financial Prioritie

Your well-being or financial situation is unique and particular. Frequently, we believe that wellness equals how much money we earn, our credit score, or the net worth we have. In fact, your financial well-being is determined by factors that more broadly reflect how you manage your money. These include how well you are able to keep up with your financial obligations, how confident you are about the future, and, ultimately, whether or not you have enough freedom to make those financial decisions that allow you to enjoy life.

Understanding where your money is going 

The history of your finances begins by comparing the past with the present. What do you spend on? Where does your income come from? By monitoring these factors, you can get a better idea of ​​how you use your money today, so you can plan for the future.

Know where your money comes from

Before you can take any steps to improve, you need to have a clear idea of ​​the state of your finances. Start by reviewing your sources of income.

Know where your money is going

To manage your money, you need to have a way to track your daily expenses that allows you to control total spending. The important thing is that you have and maintain the expense control system that works best for you.

Record the due date of your accounts on a calendar

If you’re having trouble meeting your commitments at the end of the month, your income and expenses may not occur at the same time. Therefore, it is helpful to have a complete picture of your finances.

Making small changes can make a big difference

There are small steps you can take to change history with your finances. Once you are clear on how you are doing with your money, follow these tips to help you sync your expenses with your income.

Make a budget that fits your cash flow

Cash flow tells you when your money goes in and when it goes out. Reviewing it weekly, especially if you tend to be short on money, can help you make a budget that works for you.

Ask that your bills have due dates to help you stay current

If you have weeks, during which you are tight on money, you can contact your creditors and utility companies and ask them to designate new due dates that better match your income dates.

Compare your expenses from month to month

Monitor your spending for several months. By looking at your expenses in real-time and comparing it to the previous month, you will begin to find areas where you can make adjustments and save money for your savings.

Achieve financial security, have an emergency fund

Start by saving what you can so that you can cover many of the most common emergencies which would otherwise become costly debt. Make this your most important savings goal, and then when your financial situation improves, you can start saving more money.

Set rules for using your savings for emergencies, but don’t be afraid to use them

Determine how and when you will be able to spend these savings and define what an emergency is, but if you need it, don’t be afraid to spend it. The savings are there for that, just remember to work to rebuild them.…

03Jun/20

Tips For Renovating The House During The Quarantine

House Renovation

During confinement, you can take advantage of the time to make home improvements to make it look more modern, comfortable, and to the taste of the family. Here are some tips on remodeling that you can carry out at no extra cost.

During confinement, you can take advantage of the time to make home improvements to make it look more modern, comfortable, and to the taste of the family. Here are some tips on remodeling that you can carry out at no extra cost.

The ideal is not to do it all the same day but to divide the house into sections or to schedule a daily room so that you are not too tired and the next day continue with the task.

To paint the house

Painting the walls is something that can be done without much trouble when you have enough time. In addition, it is important to do it before the rainy season to avoid humidity and inconvenience, especially if you are going to paint the house on the outside.

Before retouching the walls, you must ensure that they do not have water leaks, as well as the floors and ceilings. If so, it is recommended that you consult a professional to find a solution.

If you plan to paint the kitchen walls, which are often soiled with grease, you can clean them first with a sponge and soap. Also, patch holes and apply a sealer, so the paint will perform better.

Changes in the small details

The kitchen and bathroom are the spaces that wear the most in a house, so it is important to pay attention to the finishes. According to Herrera, the most important thing in a kitchen is that it be ventilated, so it is recommended to use neutral colors to give it a clean and spacious appearance.

If the kitchen does not need repairs, you can choose to change the handles of the furniture to give a new style. In addition, the change is simple and does not require much effort.

Furniture redistribution

By changing the distribution of the furniture, you can make the room look more spacious and orderly. When the space is small, it is important to place large furniture in corners or one on each wall for better distribution. If you have an outdoor exit, remove obstacles such as tables and benches.

Furniture redistribution is an instantaneous, freeway that only requires a little physical effort to give a room a new look. This option can be useful for bedrooms, kitchen, living room, or dining room.

New garden

Renovating the garden is a good option when you are at home because, in addition to working in a space that gives you peace of mind, doing so helps you distract yourself and reduce stress.

To revive a plant, the first thing to do is find out about its needs, such as how much exposure to light and water it needs and the nutrients it may require. Then determine the appropriate location.…

02Jun/20

The Three Pillars Of A Healthy Lifestyle

Healthy Lifestyle

As you may already know, the three pillars of a healthy lifestyle are food, physical exercise, and adequate rest. Of course, all this is linked to having a good state of health, although sometimes we forget that mental health is also of crucial importance in a healthy lifestyle.

The Diet

A Healthy diet is one that covers the vital needs of the human being without including foods that can be harmful to our body. Some tips for a balanced and healthy diet are:

  • Include five servings of fruits and vegetables (best if they are local and seasonal)
  • Eat blue fish twice a week
  • Restrict the consumption of red meat (veal) and choose to consume chicken, rabbit, or turkey instead.
  • Reduce animal protein by cereals and starches, which are rich in iron, calcium, folic acid, and vitamins.
  • Use olive oil sparingly
  • Opt for steaming, oven or griddle rather than frying with oil
  • Avoid pre-cooked food
  • Avoid ultra-processed foods

The Sport

Performing physical exercise is essential to contribute to the healthy lifestyle that we are referring to in the article. Exercising contributes, on the one hand, activating the circulation system to improve blood flow, blood pressure, and raising good cholesterol, making – as a general rule – lower the risks of cardiovascular problems. On the other hand, the venous circulation is also activated and favored, avoiding possible complications such as varicose veins, fluid retention, and more.

On the other hand, performing physical exercise favors improving flexibility and agility, maintaining muscle tone, and reducing tiredness and physical limitations in the future.

Rest

Another fundamental habit for a healthy lifestyle is rest, essential for the body to recover and recover the energy necessary to face the day today.

Sleeping for 7 or 8 hours is key to being 100%, and there are some tips that you can write down to promote adequate rest. Let’s go there!

    • Related to the previous point: do sports. But not at any time. The best hours to do it are first thing in the morning or first thing in the afternoon. Doing it at night before going to sleep will activate you and cause the opposite effect to that desired.
    • It has the mattress you need. The mattress is essential since it is where our body rests for a third of the day. Having one of quality and adapted to the needs of our body is key.
    • Follow a routine at bedtime: it doesn’t have to be at the same exact and fair time, but the more regularly you add to your schedules, the easier it will be to get adequate rest.
    • Avoid work and digital media from bed: social networks, mobile phones, television … and replace it with a good session of reading and/or relaxing music or meditation.
    • Avoid consuming caffeine or other stimulating beverages early in the afternoon.
    • Control of alcohol consumption during the day.
    • Avoid heavy dinners and do it at least 2 hours before going to bed.
  • Avoid drinking liquids at least one hour before going to bed in order not to have to get up at night to the bathroom.
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01Jun/20

Money Tips You Should Put Into Practice Before Turning 30

Money Tips

You may not think of your 20s as the right time to get serious about finances. After all, that is the time when you are starting your career, and you are probably not even earning close to the salary you will receive when you are a little older.

But, believe it or not, the 20s are the perfect time to start having smart money practices. If you are around this time, here are some financial tips that you will definitely want to follow.

Create a budget

Budgeting is an easy way to keep a close eye on what you spend and to make sure you are not overdoing it in any field. If you really want your finances to be on the right track, outline a budget and review it every few months to make sure it’s something you can actually adjust to. If not, you will need to reduce some expenses to avoid debt and not affect your savings efforts.

Build an emergency fund

No matter how much you earn, one of the most important financial decisions is to establish an emergency fund. You never know when you could lose your job, get sick, or be in a situation where you suddenly need money. Emergency savings can protect you from these and other unexpected conditions, so start focusing on the goal of accumulating enough money to cover your living expenses for three to six months.

Start saving for your retirement

Your emergency reserves should be above your retirement savings, says The Motley Fool. But, as soon as you have the first organized, it’s time to start saving money for the future. If your employer offers you the retirement plan known as 401 (k), be sure to join and contribute as much as you can. Especially since most companies that offer 401 (k) also offer incentives for those who are part of the plan. Don’t have a 401 (k) option? You can still save in an individual retirement account ( IRA ). And while you have a cap of $ 5,500 a year in contributions, that’s more than enough to start your savings mattress.

Pay expensive credit card debt

In addition to being one of the worst, credit card debt is generally the most expensive. Every time you have a red balance on your credit cards, you are offering to waste your money on interest. The same that, in some cases, can combine daily trapping you in an apparently endless cycle. So it’s worth it to get rid of that debt, either by reducing your monthly expenses to have more cash on hand or finding an alternate job to use that income to pay what you owe.

Pay off your student loans

Someone who took out a loan to go to college has to pay an average of $ 351 a month when they are in their 20s. And that amount is not exactly pocket money. So the faster you play, the more money you’ll have available for other things, like your retirement savings or a goal you set for yourself in the medium term. If you don’t have high credit card debt, focus on speeding up your student loan payment plan so you can pay it off faster.

Save for a house (or apartment)

Although not everyone dreams of having a home of their own, if that is part of your plans, you need to start saving as quickly as possible. Although some buy a home without having enough money to cover 20% of the initial payment, opting for this alternative will open the door to private mortgage insurance, and that will only increase your expenses.

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